Finance

At Cannon Toyota we not only have the best range of new and quality used vehicles but we can also help with all your finance needs.

Our Finance Services Include:

  • Personal Vehicle Loan
  • Corporate Lending
  • Novated Leases
  • Consumer Lending
  • Motor Vehicle Insurance
  • Payment Protection Insurance
  • Finance Gap Insurance

Our Group Business Manager has a great knowledge of all the above products and is always available to attend to your business and personal finance needs.

  • Finance Calculator

    Loan Amount

    Loan Term

    Loan Interest

    Repayments

  • Toyota Insurance

    Nothing protects your Toyota better than Toyota Insurance

    Toyota Insurance is your number one choice when purchasing a new or used Toyota vehicle.

    We understand that buying a new vehicle can be a stressful process which is why Cannon Toyota offer our customers a range of reliable, cost-effective plans to help you protect it, to give you peace of mind in the years to come.

    Motor Vehicle Insurance

    Our Motor Vehicle Insurance policy helps you drive with confidence, safe in the knowledge that if your vehicle suffers accidental damage, gets stolen or if someone is claiming against you, we'll be there to help. And of course, we'll ensure your claim is handled quickly and efficiently.

    To find out more, click here to download the Finance Gap Insurance Product Disclosure Statement (PDS).

    Extended Warranty

    Cover your vehicle for the repair or replacement of any component that's defective in materials or workmanship, long after your new vehicle warranty has expired.

    Designed to provide your car with protection that continues after your Dealer statutory warranty and Toyota new vehicle warranty cover end, you can get additional Benefits such as towing, car hire, accommodation expenses and Toyota Insurance excess reimbursement.

    To find out more, click here to download the Factory Approved Extended Warranty Insurance Product Disclosure Statement (PDS).

    Finance Protection Insurance

    If you're off work for a length of time due to illness or accidental injury, or following involuntary redundancy, our Finance Protection Insurance policy is designed to help. It assists you in meeting your finance contract repayments up to the maximum cover amount you've chosen.

    Depending upon your circumstances, Finance Protection Insurance can help you to:

    • Make your vehicle repayments
    • Reduce your financial burden
    • Keep your vehicle; or
    • Return your vehicle to exit your loan

    To find out more, click here to download the Finance Protection Insurance Policy and Product Disclosure Statement (PDS).

    Finance Gap Insurance

    If you've financed your vehicle and it is written off as a result of an accident or theft, our Finance Gap Insurance policy will provide for the payment of your outstanding loan balance, up to the level of cover chosen. It also provides for financial support that can help you purchase a replacement vehicle.

    To find out more, click here to download the Finance Gap Insurance Product Disclosure Statement (PDS).

    Roadside Assist

    Toyota Extra Care Roadside Assist provides you with the confidence of knowing, if a Breakdown occurs, you’ll be back on the road as soon as possible, no matter who the authorised driver is.

    Reliable help is only a phone call away - 24 hours a day, seven days a week from anywhere in Australia, and we’ll be there to lend a hand.

    To find out more, click here to download the Toyota Extra Care Roadside Assist Terms and Conditions.

    Click here to download the Toyota Financial Services Guide brochure.

    Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS for the relevant product available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance purchased in a dealership or via the Toyota Insurance National Customer Solutions Centre is issued by Toyota Finance Australia Limited (TFAL) ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica). If Toyota Insurance is purchased online, the issuer and insurer is Adica. Our warranty insurance policies do not change or take away your rights under the Australian Consumer Law. Your right to claim under our warranty insurance policies for the benefits covered is in addition to other rights and remedies you have under the law in relation to your vehicle. However, you can choose to make a claim under any of our warranty insurance policies even if you have rights under the law.

    The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

    Toyota Extra Care is administered by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

  • Toyota Access for your Car Finance

    No matter where you’re going, Toyota’s with you. Toyota Access is an innovative way to put yourself in control of your car loan when you’re buying a new or approved demonstrator Toyota. You choose the car you want today, and have the freedom to change in the future. So as your lifestyle changes or as your business grows, Toyota Access provides the flexibility, certainty and assurance you need to feel confident about the road ahead.

    Why Toyota Access?

    Available to both personal and business customers, Toyota Access puts you in control - with a car loan that comes with a Guaranteed Future Value*, lower repayments^, a fixed interest rate and options for the future.

    Why choose a Personal Toyota Access Car Loan?

    Toyota Access car loans come with a fixed interest rate and locked repayments as standard. Toyota Access also puts you in control of your future if your circumstances change, with trade, keep or return options.

    Key Benefits

    Guaranteed Future Value*

    With the certainty of a Guaranteed Future Value (GFV), you’ll know that at the end of your car loan term you won’t owe more than your car is worth (subject to fair wear and tear and agreed kilometres being met). And the shorter loan periods and lower repayments^ mean you can keep reliving that new car feeling every few years.

    A car loan to suit you

    With Toyota Access, you can organise your car loan in a way that suits you. You can choose your Toyota, as well as the deposit you want to pay (if any). You can also choose your loan term (up to four years), and estimate the number of kilometres you expect to travel by the end of the term. Plus, you can even choose if you would like to pay weekly, fortnightly or monthly.

    More choice when your loan ends

    When your loan ends, you also have the choice of three flexible options: trade, keep or return your Toyota.

    Certainty

    Throughout your car loan, enjoy the certainty of low fixed repayments^, a fixed interest rate and the reassurance that, with a GFV, you know where you stand now and in the future.

    Lifetime of Advantages

    When you buy a new Toyota, you’re getting more than a new car. You’re also getting a team of people that will care for and protect you, and your car, from the moment you drive out of your Toyota Dealership. Benefits include our Toyota Service Advantage which gives you the peace of mind of set, capped price, full logbook servicing. And, when you take out Toyota Car Insurance#, you’ll be getting quality repairs with Toyota Genuine Parts as standard, a Lifetime Repair Guarantee, on repairs authorised by Toyota Insurance and a new Toyota replacement after a total loss on vehicles up to 3 years old.

    What is a Guaranteed Future Value (GFV)?

    A GFV is the minimum value of your Toyota at the end of the loan term, as determined by Toyota Finance using the loan term and kilometers chosen by you. The GFV becomes the final repayment of your loan. Depending on your circumstances when you come to the end of your loan term Toyota Finance will pay you the agreed GFV to put towards your final loan repayment, which if you’ve met all the fair wear and tear and kilometer conditions should be equal to your final repayment. The GFV provides you with that extra peace of mind knowing where you stand now and in the future.

    How it works - now

    Choose your Toyota, deposit (if any), car loan term (up to four years), kilometres you expect to travel, and if you’d like to make repayments weekly, fortnightly or monthly.

    How Personal Toyota Access works - Getting Started

    There are five easy steps to getting started:

    1. Choose your Toyota. Whether for personal or business use, you can select a new or demo model Toyota that works for you and your budget.
    2. Choose the deposit you want to pay (if any).
    3. Choose your car loan term (up to four years).
    4. Estimate the number of kilometres you expect to travel by the end of the car loan term. Your Dealer can provide you with kilometer band guidelines.
    5. Choose when you would like to pay: weekly, fortnightly or monthly.

    Next steps

    Toyota Finance then calculates the Guaranteed Future Value (GFV)* for your Toyota, with the final payment equal to your GFV. We then finalise your loan package, with a fixed interest rate and repayment schedule that has been tailored to suit your needs. From the time you drive away, you’ll enjoy lower repayments^ and the reassurance of knowing what lies ahead.

    How it works - future

    When your car loan term ends, you have the choice of three flexible options: trade, keep or return your vehicle.

    When your loan term ends, you have the choice of three flexible options. You’ll just need to let your Toyota Dealer know what you would like to do between 120-70 days before your car loan term ends.

    Trade

    Trade – If you’d like to upgrade your Toyota for a new model, visit your preferred dealer. If the trade-in value is higher than your outstanding loan balance, you can put the difference towards your new Toyota, or you can keep it.

    Keep

    If you’d like to keep your Toyota, simply pay the remaining balance owing on your loan (including the final payment), or we can help you refinance that amount, if you don’t have the cash on hand (conditions apply).

    Return

    Toyota Finance will pay you the Guaranteed Future Value agreed at the start of your car loan, (subject to fair wear and tear and agreed kilometres being met) and put it against the remaining balance owing on your account.

    Returns Guide

    To find out more about the returns process, we’re here for you with a step by step guide to returning your Toyota.

    Download

    About Fair Wear and Tear

    Fair wear and tear is important if you want to take advantage of the return option. Our Fair Wear and Tear Guidelines take into account the condition of your car based on the loan term chosen and agreed kilometers. In our comprehensive guide, you will find examples of what is acceptable and unacceptable fair wear and tear, and as part of fair wear and tear, you have a number of obligations for the care of your vehicle throughout the term of your car loan including its maintenance, appearance and mechanical condition. Of course, If you decide to trade-in for a new car or decide to sell it privately, you don’t have to meet our fair wear and tear guidelines. However, the condition of your car will impact the price you can expect to get.

    Disclaimers

    This information provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, Australian Credit Licence 392536 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

    *Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the agreed GFV amount which will be put against your final payment, subject to fair wear and tear conditions and agreed kilometres being met.

    ^Lower repayments compared to similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

    # Terms and conditions apply. This advice is general in nature and does not take into account your objectives, financial situation or needs. Before making a decision to purchase any of the insurance products you should consider the appropriateness of the advice taking into account your own objectives, financial situation and needs and refer to the current PDS available from participating Dealers, via our website at toyotainsurance.com.au or by calling 137 200. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536. The Insurer is Aioi Nissay Dowa Insurance Company Australia Pty Ltd ABN 11 132 524 282, AFSL 443540 (Adica).

    The information on this website is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

    Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

  • Our Toyota Extra Car Services Include:

    • Comprehensive Motor Vehicle Insurance
    • Payment Protection Insurance
    • Finance Gap Insurance

    Our Group Business Manager has a great knowledge of all the above products and is always available to attend to your business and personal insurance needs.

    Approved applicants only. Terms and conditions apply. Toyota Finance is a division of Toyota Finance Australia Limited. Toyota Insurance is issued by Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536.

Book a Test Drive